See full version: How to Sell a Boat That You Owe On
Call your lender and ask for the payoff balance on your boat loan. Write the balance down for future reference. Ask about procedures for submitting the payoff. Inform the lender that you are planning to sell the boat, and you want to know how long it will take to release the lien once the loan is paid in full.
Be careful when accepting funds from a buyer. You may want to insist that you verify the funds, or wait for the check to clear before releasing the boat to him.
Request that the buyer write a payoff check in the correct amount directly to your lender. If possible, conduct this transaction at your lender, so the funds can be verified. If the amount the buyer is paying equals more than what you owe on the loan, ask the buyer to write two separate checks: One to the lender for the payoff, and one to you for the remaining amount of the purchase price. here
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When it comes to selling your boat, Top Notch Marine has all the bases covered by offering you three convenient programs designed to help you sell your boat in the best way possible. We buy boats everyday! Please see your options below along with a brief description of how each one works.
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For over 30 years, we have offered a fantastic consignment / brokerage program that gets results! Boat Consignment is a great option for those interested in selling their boat easily and for more. The benefits to selling on consignment is: [links]